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Negative Equity and Social Darwinism

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Chris Ebert

Need A Lawyer?

Like many Dallas-area people, Don uses a tax preparer every spring.  Now, he knows he needs to file bankruptcy, but…

Chris Ebert

Keeping Up With The Times

Ah, les bons vieux temps ou nous etions si malheureux! Ten years ago about 4% of residential mortgages in the…

Chris Ebert

Chapter 13 Refinance

Most of us have taken a lot of tests in our lives.  For those homeowners who are trying to get…

Chris Ebert

Chapter 13 Refinance

Most of us have taken a lot of tests in our lives.  For those homeowners who are trying to get…

Chris Ebert

Five Techniques Debt Collectors Cannot Use

In an attempt to collect a debt, a debt-buyer cannot: Threaten to arrest you Impersonate a police officer Use obscene…

Chris Ebert

Causes of Bankruptcy

The moneylenders have created the myth that people spend themselves into bankruptcy.  The moneylenders want consumers to be too embarrassed…

Chris Ebert

Can Bankruptcy Stop a Judgment?

Both Chapter 7 and Chapter 13 bankruptcy can be effective tools for dissolving an active lawsuit or even a prior…

Chris Ebert

Bankruptcy and Payday Loans

Sherry’s stomach knotted up as she glared at the “insufficient funds” warning on the supermarket ATM.  With payday six days…

Chris Ebert

The Texas Homestead Exemption

“Exempt” is a nice word that has an especially nice meaning when it comes to bankruptcy.  If an asset is…

Chris Ebert