Top Three Signs that You Need to File Bankruptcy
1. You are more than 1 month behind on your rent To take full advantage of bankruptcy laws and the…
The Psychology of Bankruptcy
“I’m going to smoke this cigarette because I want to feel better now; I don’t care about the long-term effects.” …
The Means Test
Chapter 7 bankruptcy is designed to give a fresh start to consumers who face overwhelming debt website here. Chapter 7…
Credit Counseling and Bankruptcy
Sometimes you may receive an offer for a free weekend in Florida, if you attend an “information session” extolling the…
Behind the Numbers
When you see a restaurant commercial, the “special price” never includes tax and tip. When you see unemployment figures, the…
Consumer Debt Reduction
The conventional wisdom is that paying down your debt is a good idea all of the time. In fact, paying…
5 Things Bankruptcy Can Stop
1. Foreclosure In May 2012 hundreds of homeowners stand to lose their homes to foreclosure in Dallas County. Bankruptcy can…
Chapter 7 Overview
In 2011 there were nearly one million applications for bankruptcy protection. Yet the notion persists that bankruptcy is an embarrassing…
Bankruptcy Proofs of Claim
A lesson from the foreclosure crisis is that a moneylender may be lying when it says it owns a debt. …
Bankruptcy and Rental Property
If you are like most landlords you are very careful about the tenants you choose to put in your property. …