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Bankruptcy and Home Equity

“Nero fiddled while Rome burned”.  Politicians continue to fuss while the mortgage crisis lingers.  If you have negative equity in…

Chris Ebert

Celebrity Bankruptcy Watch

Congratulations to erstwhile actor Gary Busey, who recently completed his pre-discharge budget counseling class.  Mr. Busey, who filed Chapter 7…

Chris Ebert

Top Three Causes of the Foreclosure Crisis

The Republicans Most conservatives favor economic deregulation as a means to reduce the government’s size.  It stands as no surprise…

Chris Ebert

Bankruptcy and Tax Debt

Unless you are expecting a refund check, any correspondence from any taxing authority is always bad news.  Personal bankruptcy, through…

Chris Ebert

Bankruptcy and Eviction

Frank lost his job last year.  Since then, he’s been using unemployment checks and the occasional temporary job to pay…

Chris Ebert

Personal Bankruptcy and Unsecured Debt

A sluggish job market means increased personal debt.  Jobless consumers are obviously affected, but even those with jobs may find…

Chris Ebert

Filing for Personal Bankruptcy, Part II

Do you think that Stockton, California is the only large city facing bankruptcy because of its financial priorities?  Think again. …

Chris Ebert

Bankruptcy and Debt Collection

Even as the number of consumers hounded by debt collectors increases, and the tactics used by these collectors become more…

Chris Ebert

Adversary Proceeding in Bankruptcy

When you hear people talk about bankruptcy “court”, in Dallas or elsewhere, they are generally referring to the bankruptcy process. …

Chris Ebert

Bankruptcy and the Meeting of Creditors

About six weeks after you file a voluntary bankruptcy petition in Dallas, be it a Chapter 7 or Chapter 13,…

Chris Ebert