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Bankruptcy and Property Exemptions

In the Old West, many pioneers came to Texas to elude their creditors.  Although the old west has been largely…

Chris Ebert

Bankruptcy and Auto Loans

It’s been a pretty steep fall for Amy, a Dallas teacher.  She bought her first new car in 2009, but…

Chris Ebert

Bankruptcy and Home Equity

Nero fiddled while Rome burned.  Politicians continue to fuss while the mortgage crisis lingers.  If you have negative equity in…

Chris Ebert

The Bankruptcy Setoff

The setoff is an obscure legal provision most often applied in civil lawsuits.  But in the context of consumer bankruptcy,…

Chris Ebert

The Automatic Stay

When you tell your dog to “stay”, a well-trained dog will immediately stop moving.  Imagine that you are the bankruptcy…

Chris Ebert

Filing for Personal Bankruptcy

Stockton, California is the home of the annual Asparagus Festival, singer Chris Isaak, and possibly the largest municipal bankruptcy in…

Chris Ebert

What Is Chapter 13?

In 2011 there were nearly one million applications for bankruptcy protection.  Yet the notion persists that bankruptcy is an embarrassing…

Chris Ebert

Recovery from Bankruptcy

We all remember General Motors’ bankruptcy filing in 2009.  And yet this story, which records GM’s record $7.6 billion (with…

Chris Ebert

The Chapter 13 Trustee

"God and I are not equals; I can't bring a case against him.   We'll never enter a courtroom as peers. …

Chris Ebert

The Fuller Company

You don’t too often see a Sunbeam anymore You never see a Fuller Brush Man or a dinosaur The voice…

Chris Ebert