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In honor of the 100th post on this site, this blogger suggested a week on a tropical island.  Instead, this blogger received a frosty cola from the refrigerator and an equally frosty “get back to work”.

Ah, the subtle interplay between labor and management.

Many of the posts on this site have some common themes, to-wit:

If you have money problems, you are not alone.  You are part of the crowd.

Millions of Americans file bankruptcy every year.  Millions of other Americans should probably file bankruptcy, but they are afraid to do so.  A long list of celebrities, from star athletes to media moguls to American Presidents, has sought bankruptcy protection in the past.  Many more will take the same measure in the future.

Financial problems may not be your fault, but it is your responsibility to deal with them.

Some people’s financial troubles are rooted in multiple home equity loans and the purchase of luxury SUVs.  For most people, the root is unemployment or illness or some other similar disruption.

You may not have asked for that disruption, but the bills are due.  And burying your head in the sand is nearly always a poor response to a traumatic situation.

The medicine tastes bad, but the medicine makes you well.

It costs money to file bankruptcy.  It costs time to file bankruptcy.  It may cost prestige to file bankruptcy.  These costs are real.

Only bankruptcy can protect you from your creditors.  Only bankruptcy can eliminate your debt.  Only bankruptcy can offer you a new start.  These benefits are real, and the benefits greatly outweigh the costs.

With apologies to Paul, today is the day for your new start.  Call the law office of Henley and Henley to make it happen.