Trial-Tested Advocacy for Texas Consumers

At Helstowski Law Firm PLLC, we believe every individual, family, and small business owner deserves top-tier courtroom advocacy when confronting financial distress. Our legal team blends decades of institutional trial heritage with meticulous mastery of federal bankruptcy statutes, Texas Property Code exemptions, and fair debt collection enforcement.
Unlike high-volume mills that treat clients as file numbers, our practice is built on direct attorney accessibility, clear communication, and aggressive courtroom defense. Whether halting a First Tuesday foreclosure auction or defending against an aggressive collection agency, our attorneys stand resolutely beside you at every step of your legal journey.

John Helstowski, Esq.
Graduate of Texas A&M University School of Law • Over 8,000 Bankruptcies Managed
A second-generation trial attorney whose father was a judge and whose uncles were courtroom litigators, John Helstowski has dedicated his career to shielding North Texas families from predatory lenders, unlawful foreclosures, and overwhelming debt. His deep relationships with local trustees, federal judges, and lender counsel ensure your case is handled with the highest level of competence and strategic foresight.
State Bar of Texas
NACBA MemberPrimary Areas of Consumer Defense
Complete elimination of credit card balances, personal loans, and hospital bills in 90 to 120 days while protecting homes and vehicles.
Structuring court-approved 3-to-5 year payment plans to cure mortgage arrears, eliminate tax interest, and shield non-exempt assets.
Immediate 11 U.S.C. § 362 automatic stay filings to halt Texas First Tuesday courthouse foreclosure auctions within hours.
Direct non-bankruptcy attorney negotiations to resolve unsecured debt privately for high earners, realtors, and licensed professionals.
Our Uncompromising Client Commitments
- •Transparent, Flat-Fee Pricing: Clear, upfront legal fees with no hidden hourly surcharges or surprise billing.
- •100% Attorney Handled: Your schedules, means test calculations, and court filings are reviewed directly by licensed counsel.
- •Zero Harassment Guarantee: Creditors and collection agencies stop calling you the moment we are retained.