John Helstowski, Esq.
Texas A&M University School of Law • 8,000+ Bankruptcies Managed
Admissions & Professional Memberships
Admitted to practice before the U.S. Bankruptcy Court for the Northern District of Texas.
State Bar of Texas
NACBA MemberA Legacy of Courtroom Advocacy & Consumer Defense
As a graduate of Texas A&M University School of Law, Attorney John Helstowski has established himself as one of the most dedicated and respected consumer bankruptcy advocates in the Dallas-Fort Worth Metroplex. Legal advocacy is woven into his heritage: John grew up in a prominent courtroom family—his father is a now-retired Judge, and four of his uncles are seasoned trial and litigation attorneys.
From an early age, John recognized that his life's work would be standing between everyday families and powerful financial institutions. Over his career in consumer law, he spent five rigorous years managing cases in high-volume bankruptcy and consumer advocacy environments, mastering every nuance of federal bankruptcy procedure, creditor litigation, and Texas property exemption statutes.
Direct Attorney Access: "You Are Never Just a Case Number"
"Severe financial hardship is rarely a consequence of personal failure—it is the result of sudden medical bills, unexpected job loss, divorce, or aggressive predatory lending. My commitment is simple: we treat every client with the dignity, compassion, and aggressive legal defense they deserve. Debt collectors and mortgage servicers stop bullying our clients the moment our representation begins."
Areas of Practice & Legal Mastery
Complete Debt Elimination
Navigating the Texas Means Test and applying Texas Property Code exemptions to wipe out credit card balances, medical debts, and personal loans in 90 to 120 days.
Foreclosure & Asset Defense
Structuring court-approved 3-to-5 year repayment plans to cure mortgage arrears, halt First Tuesday foreclosure sales, and cram down high-interest auto loans.
Same-Day Injunction Filings
Executing emergency skeleton petitions with the U.S. Bankruptcy Court to invoke the 11 U.S.C. § 362 automatic stay hours before courthouse auction sales.
Confidential Negotiations
Negotiating lump-sum debt settlements for high earners, realtors, corporate officers, and licensed professionals seeking to avoid public bankruptcy records.