Keeping Up With The Times

Ah, les bons vieux temps ou nous etions si malheureux! Ten years ago about 4% of residential mortgages in the USA were more than 30 days delinquent.  Now, that rate has more than doubled.  Obviously, the Great Recession and the mortgage crisis have affected delinquency figures.  But, in addition, our mindset has changed. Generations of [...]