Credit Counseling and Bankruptcy

Sometimes you may receive an offer for a free weekend in Florida, if you attend an “information session” extolling the virtues of a timeshare.  Pre- and post-petition bankruptcy debt counseling is similar, except that no one is trying to sell you a timeshare. The oddly-named Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) [...]

By |2012-03-29T11:31:07-05:00April 21st, 2012|General|Comments Off on Credit Counseling and Bankruptcy

Chapter 7 Overview

In 2011 there were nearly one million applications for bankruptcy protection.  Yet the notion persists that bankruptcy is an embarrassing process that will ruin any opportunity for financial well-being. Chapter 7 is sometimes called “liquidation”, although that description isn’t very accurate. The case begins with a voluntary petition.  You didn’t do anything wrong, and no [...]

By |2017-05-19T23:37:59-05:00April 15th, 2012|General|Comments Off on Chapter 7 Overview

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