by Chris Ebert | Feb 27, 2012 | General
When you tell your dog to “stay”, a well-trained dog will immediately stop moving. Imagine that you are the bankruptcy court and that your creditors are dogs. The moment you file your Chapter 7 or Chapter 13 bankruptcy, the automatic stay goes into effect. Any...
by Chris Ebert | Feb 25, 2012 | General
Stockton, California is the home of the annual Asparagus Festival, singer Chris Isaak, and possibly the largest municipal bankruptcy in U.S. history. The financial issues that Stockton faces may not be much different from the challenges that you face: rising costs,...
by Chris Ebert | Feb 25, 2012 | General
In 2011 there were nearly one million applications for bankruptcy protection. Yet the notion persists that bankruptcy is an embarrassing process that will ruin any opportunity for financial well-being. Chapter 13 bankruptcy, often called the “wage-earner plan” or...
by Chris Ebert | Feb 24, 2012 | General
We all remember General Motors’ bankruptcy filing in 2009. And yet this story, which records GM’s record $7.6 billion (with a “b”) annual profit and its reemergence as the world’s largest auto maker, barely registers as a footnote. Americans love a comeback story, so...
by Chris Ebert | Feb 23, 2012 | General
“God and I are not equals; I can’t bring a case against him. We’ll never enter a courtroom as peers. How I wish we had an arbitrator to step in and let me get on with life. . .to free me from this terror so I could breathe again.”-Job 9:32-34...
by Chris Ebert | Feb 23, 2012 | General
You don’t too often see a Sunbeam anymore You never see a Fuller Brush Man or a dinosaur The voice of reason rules with an iron fist Please forgive me if I’m not prepared to handle this – “Fuller Brush Man” by James McMurtry Our economy is...
