by Chris Ebert | May 29, 2012 | General
A sluggish job market means increased personal debt. Jobless consumers are obviously affected, but even those with jobs may find their wages frozen. The situation will probably not improve anytime soon. Maybe your family, or someone you know, is facing mounting...
by Chris Ebert | May 23, 2012 | General
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by Chris Ebert | May 23, 2012 | General
Like many Dallas-area people, Don uses a tax preparer every spring. Now, he knows he needs to file bankruptcy, but he thinks he can do it himself and save some money. Don’s situation is not uncommon. Last year, two-thirds of all Americans used a professional tax...
by Chris Ebert | May 20, 2012 | General
Ah, les bons vieux temps ou nous etions si malheureux! Ten years ago about 4% of residential mortgages in the USA were more than 30 days delinquent. Now, that rate has more than doubled. Obviously, the Great Recession and the mortgage crisis have affected...
by Chris Ebert | May 17, 2012 | General
Most of us have taken a lot of tests in our lives. For those homeowners who are trying to get a loan modification, the biggest test you will take is the Net Present Value (NPV) test. Simply put, the NPV test determines whether the moneylender will make more money if...
