by Chris Ebert | Sep 2, 2012 | General
When selecting a bankruptcy attorney, it’s very important to ask about the lawyer’s “exit plan”. In other words, what will you do for me after I file my voluntary petition? There are a number of perfectly competent bankruptcy lawyers whose eyes will glaze over the...
by Chris Ebert | Aug 28, 2012 | General
From the world of sports comes an object lesson in financial planning. You may or may not remember the 2004 Athens Olympics. Greece spent around $15 billion USD staging these Games. Now, many of those once-shining venues are in serious disrepair. Eight years...
by Chris Ebert | Jul 25, 2012 | General
Although they say that lightning never strikes twice in the same place, it isn’t unusual for multiple financial setbacks to occur to the same family. If you have filed bankruptcy before, and find yourself in need of bankruptcy protection again, what are your options?...
by Chris Ebert | May 20, 2012 | General
Ah, les bons vieux temps ou nous etions si malheureux! Ten years ago about 4% of residential mortgages in the USA were more than 30 days delinquent. Now, that rate has more than doubled. Obviously, the Great Recession and the mortgage crisis have affected...
by Chris Ebert | May 17, 2012 | General
Most of us have taken a lot of tests in our lives. For those homeowners who are trying to get a loan modification, the biggest test you will take is the Net Present Value (NPV) test. Simply put, the NPV test determines whether the moneylender will make more money if...
