by Chris Ebert | Feb 25, 2012 | General
In 2011 there were nearly one million applications for bankruptcy protection. Yet the notion persists that bankruptcy is an embarrassing process that will ruin any opportunity for financial well-being. Chapter 13 bankruptcy, often called the “wage-earner plan” or...
by Chris Ebert | Feb 23, 2012 | General
“God and I are not equals; I can’t bring a case against him. We’ll never enter a courtroom as peers. How I wish we had an arbitrator to step in and let me get on with life. . .to free me from this terror so I could breathe again.”-Job 9:32-34...
by Chris Ebert | Feb 18, 2012 | General
Since this is a bankruptcy law firm, you might expect our answer to be “yes”. But a better answer is “maybe”. Most people in the Dallas area are struggling to manage their debt, to one degree or another. Some of your neighbors are facing repossession, foreclosure, or...
by Chris Ebert | Feb 18, 2012 | General
Jim and Susan own and operate a small medical supply business in Dallas, Texas. In 2008, they purchased a $200,000 home using an 80/20 mortgage with an adjustable interest rate. Four years later, the value of their house has dropped to $150,000, their monthly payment...