by Chris Ebert | Apr 1, 2012 | General
Life doesn’t come to a halt just because you file Chapter 7 bankruptcy. You still need a car. You still need a place to live. In order to keep these items, and anything else you purchased with a security agreement, you may need to sign a reaffirmation...
by Chris Ebert | Mar 21, 2012 | General
Mike and Jenny have saved money for most of their working lives, and they have put nearly all of that money into an IRA. But in the last few years, their graphic design business has lost client after client. A business bankruptcy is a real possibility, and a...
by Chris Ebert | Mar 19, 2012 | General
“The only constant in life is change.”-Heraclitus, 5th century B.C. With regard to your personal bankruptcy, change most often comes in two forms: Conversion from a Chapter 13 to Chapter 7 (or the other way around) Modification of the Chapter 13 Plan Section 1307 of...
by Chris Ebert | Mar 15, 2012 | General
Unless you are expecting a refund check, any correspondence from any taxing authority is always bad news. Personal bankruptcy, through Chapter 7 or Chapter 13, can sometimes eliminate some tax debt. Whenever the lawyer uses words like “sometimes” and “some”, you know...
by Chris Ebert | Mar 14, 2012 | General
Frank lost his job last year. Since then, he’s been using unemployment checks and the occasional temporary job to pay the bills. But those revenue streams have run dry, Frank is already a month behind on his rent, and the first of next month is coming up fast. Even...
