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cialis levitra genericos Don’t Mark Your Calendar

Hopefully, you did not count on the end of the world on December 21, 2012 or on any of these other dates.  Another “deadline” that will probably come and go is October 11, 2018, the date of the last consumer bankruptcy filing in the United States.  To be precise, the...

Conspiracy Theory

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Debt and Your Health

Excessive debt can do more than lower your credit score.  Half of all Americans worry about their debt “frequently” or “most of the time”.  This type of worry leads to physical maladies from severe anxiety (8 times higher for people worried about debt) to severe...

Statistics

If the unemployment rate goes down, the decrease is not necessarily due to an increase in job opportunities.  Many times, the unemployment rate goes down because workers leave the workforce for various reasons.  The same is true of the bankruptcy filing rate. ...

Are You Smarter Than. . .?

For those of us (this blogger included) who are mathematically challenged, consider this simple equation: 0.8 – 0.4 = Debt.  In September 2011, consumer spending rose 0.8% while personal income climbed 0.4%.  How will American families bridge the gap between the two...