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Chapter 13 Refinance

Most of us have taken a lot of tests in our lives.  For those homeowners who are trying to get a loan modification, the biggest test you will take is the Net Present Value (NPV) test.  Simply put, the NPV test determines whether the moneylender will make more money if...

Chapter 13 Refinance

Most of us have taken a lot of tests in our lives.  For those homeowners who are trying to get a loan modification, the biggest test you will take is the Net Present Value (NPV) test.  Simply put, the NPV test determines whether the moneylender will make more money if...