by Chris Ebert | May 23, 2012 | General
Like many Dallas-area people, Don uses a tax preparer every spring. Now, he knows he needs to file bankruptcy, but he thinks he can do it himself and save some money. Don’s situation is not uncommon. Last year, two-thirds of all Americans used a professional tax...
by Chris Ebert | May 20, 2012 | General
Ah, les bons vieux temps ou nous etions si malheureux! Ten years ago about 4% of residential mortgages in the USA were more than 30 days delinquent. Now, that rate has more than doubled. Obviously, the Great Recession and the mortgage crisis have affected...
by Chris Ebert | May 17, 2012 | General
Most of us have taken a lot of tests in our lives. For those homeowners who are trying to get a loan modification, the biggest test you will take is the Net Present Value (NPV) test. Simply put, the NPV test determines whether the moneylender will make more money if...
by Chris Ebert | May 17, 2012 | General
Most of us have taken a lot of tests in our lives. For those homeowners who are trying to get a loan modification, the biggest test you will take is the Net Present Value (NPV) test. Simply put, the NPV test determines whether the moneylender will make more money if...
by Chris Ebert | May 10, 2012 | General
In an attempt to collect a debt, a debt-buyer cannot: Threaten to arrest you Impersonate a police officer Use obscene or profane language Threaten to kill your pet Threaten to kill you Sadly, every one of these tactics is used by at least one debt-buyer on a routine...
