About Chris Ebert

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So far Chris Ebert has created 106 blog entries.

Snack Cakes

No self-respecting bankruptcy blogsite is complete without a post about Hostess.  We probably all know at least some of the story.  We all have probably heard that the iconic maker of tasty baked goods (although maybe not this good) has come into some financial hard times and may no longer be producing goods in the [...]

By |2017-05-19T23:37:50-05:00December 11th, 2012|General|Comments Off on Snack Cakes

The Cost of Filing Bankruptcy

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By |2017-05-19T23:37:50-05:00December 7th, 2012|General|Comments Off on The Cost of Filing Bankruptcy

Conspiracy Theory

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By |2017-05-19T23:37:50-05:00December 3rd, 2012|General|Comments Off on Conspiracy Theory

Debt and Your Health

Excessive debt can do more than lower your credit score.  Half of all Americans worry about their debt “frequently” or “most of the time”.  This type of worry leads to physical maladies from severe anxiety (8 times higher for people worried about debt) to severe depression (6 times higher) to heart attacks (2 times higher). [...]

By |2017-05-19T23:37:50-05:00November 29th, 2012|General|Comments Off on Debt and Your Health

Bankruptcy and Play Time

First it was Hard Rock Park in South Carolina.  Next, it was the Six Flags chain of amusement parks.  Now, even your local bowling alley is feeling the pinch.  As money becomes tighter for American families, the regular trips to the roller coaster and the monthly dues to the bowling alliance are often the first [...]

By |2017-05-19T23:37:51-05:00November 24th, 2012|General|Comments Off on Bankruptcy and Play Time

Statistics

If the unemployment rate goes down, the decrease is not necessarily due to an increase in job opportunities.  Many times, the unemployment rate goes down because workers leave the workforce for various reasons.  The same is true of the bankruptcy filing rate.  Bankruptcy filings are decreasing nationwide, but not necessarily because the economic outlook is [...]

By |2017-05-19T23:37:51-05:00November 20th, 2012|General|Comments Off on Statistics

The Cost of Filing Bankruptcy

In the Dallas area, the amount of money that an attorney can charge is pretty much set.  It doesn't matter if you are filing a voluntary petition under Chapter 7 or Chapter 13.  What really matters is the type of the attorney that you hire.  Before you give any money to a lawyer, ask yourself a couple [...]

By |2012-11-08T09:36:23-05:00November 16th, 2012|General|Comments Off on The Cost of Filing Bankruptcy

Missing Property

He may live in a pineapple under the sea, but a defunct California company cannot seem to locate 76 sets of SpongeBob silver coins.  No word yet of any Patrick or Squidward memorabilia. While this matter may not involve a do-it-yourself bankruptcy, this story certainly highlights the risks of such a ploy.  Bankruptcy fraud is [...]

By |2017-05-19T23:37:51-05:00November 13th, 2012|General|Comments Off on Missing Property

Are You Smarter Than. . .?

For those of us (this blogger included) who are mathematically challenged, consider this simple equation: 0.8 – 0.4 = Debt.  In September 2011, consumer spending rose 0.8% while personal income climbed 0.4%.  How will American families bridge the gap between the two figures?  We will borrow the money.  And, with personal income growth expected to [...]

By |2017-05-19T23:37:51-05:00November 10th, 2012|General|Comments Off on Are You Smarter Than. . .?

Joblessness and Bankruptcy

In the “new economy”, it is not uncommon for workers to risk their pride or their freedom or even their lives in an effort to find or retain a job.  All of us feel the pressure to pay bills and meet our obligations, while at the same time trying to save some money. But what [...]

By |2012-10-25T16:08:56-05:00November 7th, 2012|General|Comments Off on Joblessness and Bankruptcy