by Chris Ebert | Mar 13, 2012 | General
A sluggish job market means increased personal debt. Jobless consumers are obviously affected, but even those with jobs may find their wages frozen. The situation will probably not improve anytime soon. Maybe your family, or someone you know, is facing mounting...
by Chris Ebert | Mar 11, 2012 | General
Even as the number of consumers hounded by debt collectors increases, and the tactics used by these collectors become more draconian, a safe harbor still exists under federal law: Chapter 7 bankruptcy. Many of your neighbors are burdened with large amounts of...
by Chris Ebert | Mar 1, 2012 | General
It’s been a pretty steep fall for Amy, a Dallas teacher. She bought her first new car in 2009, but she got sick the next year and now finds herself facing Chapter 7 bankruptcy. Once the voluntary bankruptcy petition is filed, the moneylender (in this case, the auto...
by Chris Ebert | Feb 25, 2012 | General
Stockton, California is the home of the annual Asparagus Festival, singer Chris Isaak, and possibly the largest municipal bankruptcy in U.S. history. The financial issues that Stockton faces may not be much different from the challenges that you face: rising costs,...
by Chris Ebert | Feb 18, 2012 | General
Ten years ago, when he was just staring out, Dallas resident Steve had a good income, a good credit score, and a mailbox full of credit card offers. Bankruptcy was something that never crossed his mind. Now, due to the economy, Steve has a lower income, a lower credit...
